Payments

Bill

All bill payments are free at Enpara.

You can easily pay your bills via Internet Banking, our Mobile Banking service, your current account in Turkish Lira, or your Enpara Credit Card. If you wish, you can set up automatic bill payments to avoid having to keep track of your bills.

By creating a "Fastest Payment" account for your bill payments, you can make your payments very quickly at any time via Internet Banking or Mobile Banking.

Credit Card

You can easily and freely make your Enpara Credit Card payments through Internet Banking, Mobile Banking, and QNB ATMs. Additionally, you can make payments at other bank ATMs (for a fee) or via money transfer from other banks. Furthermore, by setting up a recurring payment instruction, if you have sufficient balance in your Current Account (TL) by the due date of your statement, your payment will be automatically processed free of charge without any additional steps.

You can easily and freely make payments for your other bank credit cards through our Internet Banking or Mobile Banking services.

By creating a "Fastest Payment" account for your credit card payments, you can make your payments very quickly at any time via Internet Banking or Mobile Banking.

Mobile Airtime Top-Up

You can easily and free of charge top up your mobile phone balance via our Mobile Branch. If you wish, you can set up a one-time or recurring payment order for your mobile top-ups, or create a "Fastest" record to complete your transactions quickly whenever you want.

Lottery Payments

You can easily make your games of chance payments via our Mobile Branch—your first 3 transactions each month are free of charge, while the 4th and subsequent transactions are subject to a fee per transaction. You can access our current fees here.

By creating a "Fastest" record for your games of chance payments, you can complete your transactions quickly via our Mobile Branch whenever you want.

Taxes

You can easily and quickly make your tax payments via our Mobile Branch free of charge.

SGK (Social Security Contributions)

You can make your SGK payments from your account free of charge at Enpara. For SGK payments made via credit card with an automatic payment order through Enpara channels, a transaction fee of 2.49% (including BSMV) applies. For one-time online payments made via credit card through SGK's own channels or Enpara channels, a transaction fee of 3.10% (including BSMV) applies.

Istanbul City Card Top-Up

You can easily and free of charge top up your İstanbulkart via our Mobile Branch. If you wish, you can set up an automatic top-up order whenever your İstanbulkart balance falls below a threshold specified by you, or create a "Fastest" record to complete your transactions quickly whenever you want.

After topping up your İstanbulkart, you can tap your card on Biletmatik machines to transfer the loaded funds, or if you are using a mobile phone with NFC capability, you can instantly complete the transfer by bringing your card close to your phone while NFC is enabled.

Traffic Fine

You can easily pay your traffic fines via our Mobile Branch using your Enpara Credit Card.

Request Payment

What is Request Payment?

The Request Payment System is a messaging and money transfer infrastructure provided by BKM (Interbank Card Center). With Request Payment, you can request payment from someone by choosing any of the IBAN, Easy Address (Kolay Adres), or QR Code details, or you can monitor incoming payment requests sent to your TL checking account.

How can I send a payment request?

You can send a payment request to any person or institution by using the "Payments > Request Payment > Send new payment request" menu in our Mobile Branch. You can track the details of the payment requests you have sent under "Payments > Request Payment > Outgoing payment requests".

How can I view payment requests sent to me?

You can view the details and respond to payment requests sent to you under "Payments > Request Payment > Incoming payment requests" in our Mobile Branch.

What should I keep in mind?

• You can only send payment requests to TL checking accounts held at banks and financial institutions participating in the Request Payment System.
• Request Payment can only be used for intra-bank (Havale) and FAST transactions.
• When sending a payment request, you can allow the recipient a response period of up to 3 months.
• If you do not wish to receive payment requests, you can update your preferences under "Payments > Request Payment > Incoming payment requests > Update Request Payment preferences".