Being with Enpara is highly rewarding!

Zero transaction fees on wire transfers and bill payments!

You’ll never pay fees for everyday banking at Enpara. We’ve even stated this explicitly in our customer agreement.

No annual credit card fees—ever!

We clearly state in the very first clause of our card agreement that we will never charge an annual fee, for life.

Zero-commission stock trading!

Trade equities on Borsa İstanbul (BIST) completely commission-free without any hidden trading charges.

Always earn high-yield interest on your deposits!

Grow your savings with consistently high interest rates—not temporary teaser rates or promotional introductory APYs.

Access low-interest personal loans with zero origination fees!

Apply for a personal loan anytime via our digital banking channels and get instant cash in your account with zero processing fees.

Instantly issue an allowance card for your child!

If you’re looking for a safer alternative to cash allowance, Encard Genç is just what you need! You can issue a customized debit card for your child aged 10–17 directly from our mobile app in seconds—plus, they can pick their favorite card design.

Get competitive comprehensive motor insurance quotes!

Receive instant comprehensive vehicle insurance quotes from leading underwriter companies directly through the mobile app.

Fee-free access to QNB ATMs!

Deposit, withdraw, and manage your cash at any QNB ATM with zero transaction fees!

Our Approach to Sustainability

At Enpara, we are redefining digital banking through the lens of sustainability. We view sustainability not merely as an environmental commitment, but as an integral part of our entire business model—spanning operations, products and services, digital user experience, and stakeholder relations.

Being with Enpara is effortlessly simple!

{enparaliol}

Banking you’ll actually love...